Privacy Policy
How Qarfina Digital Investment Programme collects, uses and protects your personal information.
1. Introduction
Qarfina Digital Investment Programme ("we", "us", "our") is dedicated to safeguarding the privacy of our website and service users. This Privacy Policy outlines which personal data Qarfina Digital Investment Programme gathers, the purposes for gathering it, and our practices regarding its management throughout your interaction with our website and services.
2. Information We Collect
- Identity data - name, date of birth, government-issued identification for onboarding and KYC/AML compliance.
- Contact data - email address, phone number, postal address.
- Financial data - payment credentials, purchase records, origin-of-funds documentation.
- Technical data - IP address, browser type, device identifiers, cookies and usage analytics.
3. How We Use Your Data
- To verify identity and comply with regulatory obligations.
- To deliver, sustain and enhance our platform and offerings.
- To process payments and detect fraudulent activity.
- To reach out to you concerning your account, service enhancements and assistance inquiries.
- To distribute promotional materials where you have given permission (you may withdraw consent at any time).
4. Legal Basis
We handle personal data pursuant to one or more of the following valid legal grounds: fulfillment of a contract, adherence to a statutory requirement, our legitimate business interests, or your given permission.
5. Sharing and Disclosure
We may disclose personal data to authorized payment processors, identity verification and sanctions screening partners, data hosting providers, legal counsel, and competent authorities where mandated by applicable legislation. We do not commercialize personal data.
6. International Transfers
Where personal data is transferred outside your jurisdiction, we ensure appropriate safeguards are in place, including standard contractual clauses.
7. Data Retention
We retain personal data for as long as necessary to provide services and satisfy legal, regulatory and accounting requirements - typically at least five years after the closure of an account.
8. Your Rights
Within the bounds of current legislation, you may submit requests for inspection, amendment, erasure, limitation or transfer of your personal data, and you may challenge particular types of processing. Please reach out using the contact information provided below to assert these rights.
9. Cookies
We use essential and analytical cookies to operate the site and understand usage. You can manage cookies through your browser settings.
10. Security
We implement organizational, technological and physical measures intended to defend personal data from unlawful access, exposure, modification or loss. No technology is completely risk-free, and we make no assurance of complete protection.
11. Changes
We may update this Policy from time to time. The latest version will always be available on this page with the updated date.
12. Contact
For privacy questions or to exercise your rights, contact the Qarfina Digital Investment Programme Data Protection team via our contact page.