Cookie Policy

Upon your next visit to the site, your browser transmits these files back to the server, enabling the site to identify your session, retain your settings, and analyze page usage patterns. Analogous methods - including local storage, session storage, and small tracking pixels - function in similar manners, and this policy collectively refers to all of them as "cookies".

A cookie generally contains the name of the site that set it, a value (often a random identifier) and an expiry date. Cookies cannot read other files on your device and are not programs.

Qarfina Digital Investment Programme employs cookies to maintain website security and proper operation, to retain your preferences, to identify which content proves valuable, and - with your permission - to assess how effectively our marketing performs. Essential cookies are automatically placed upon your first visit since the site requires them to function. Remaining cookie types are enabled only once you provide your agreement, and you have the right to revoke this permission whenever you choose.

Strictly necessary cookies

These are essential for site functionality: they preserve your login state as you navigate through pages, distribute server load, safeguard submissions from bot attacks, and store your previously selected cookie preferences. They do not create a personal profile and cannot be disabled via our banner, since disabling them would break fundamental features like user authentication.

Preference (functionality) cookies

These remember the settings you choose - for example the interface language, a region, a display preference or whether you have dismissed an informational notice. They make the site more convenient but are not essential; if you refuse them, the site still works and simply asks for your preferences again on each visit.

Analytics (performance) cookies

These help us count visits, see which pages are read, how long people stay and where errors occur. The reporting is aggregated: it tells us that a page is popular or slow, not who you are. We use the results to fix problems and to improve the structure of the site.

Marketing (advertising) cookies

These record that you arrived from a particular campaign or advertisement, help avoid showing you the same message repeatedly, and measure whether a campaign led to a sign-up. They may be read by advertising partners on other websites. They are only set with your explicit consent.

Session cookies exist only while your browser window is open and are erased automatically when you close it. Persistent cookies remain until their expiry date or until you delete them; on this site their lifetimes range from a few days to roughly two years, depending on the purpose. The exact expiry of an individual cookie can always be inspected in your browser’s storage settings.

Your consent selections are stored for a set duration to prevent the consent banner from appearing on each subsequent visit; once this timeframe elapses, your preference will be requested anew.

Some cookies are set by service providers acting on our behalf, for example providers of web analytics, content delivery, fraud prevention or advertising measurement. These providers may read their own cookies when you visit other sites that use the same services. We do not control the content of third-party cookies; their use of the data they collect is governed by their own privacy and cookie notices.

Where a third-party cookie is not strictly necessary, it is only placed after you have consented through the cookie banner. If you would like a list of the providers currently in use, contact support and we will provide the up-to-date details.

Through our banner

Use the cookie banner or the cookie settings link on the site to accept or reject the preference, analytics and marketing categories. Rejecting a category stops new cookies of that type from being written; cookies already stored can be cleared through your browser.

Through your browser

All major browsers allow you to view stored cookies, delete them individually or entirely, block cookies from specific sites, block all third-party cookies, or delete everything automatically when the browser closes. You will normally find these controls under a menu named “Settings”, then “Privacy”, “Privacy and security”, “Site permissions” or “Cookies and site data”. Mobile browsers offer the same options in their settings screens, and mobile operating systems provide separate controls for advertising identifiers.

Private browsing

Using the site through a private or incognito browsing mode typically results in cookies being removed upon closing that window, though they may still be placed while you are actively browsing.

Blocking strictly necessary cookies will prevent parts of the site from working: you may be unable to stay signed in, submit a form or complete a secure step. Blocking preference cookies means settings such as language are not remembered. Blocking analytics or marketing cookies has no effect on functionality - you will simply not be counted in our statistics and campaign measurement.

We review this policy periodically and update it when the cookies we use, the technologies behind them or the applicable rules change. The current version is always published on this page; material changes will be signalled on the site or through the cookie banner, and continued use after the update means the revised policy applies.

If you have a question about this policy, want details of a specific cookie or wish to exercise a data-protection right, please write to our support team through the contact page. Applicable documents can be found in the footer section across all pages, such as our Privacy Policy.

Read the Privacy Policy